Indira Jala Prabha' is the flagship programme of Govt. of Andhra Pradesh with NABARD and MGNREGS with a view to consolidate the gains made in the Land Development Project of the later programme and to ensure sustainable and comprehensive development of the land securing livelihoods. The project aims at providing assured source of irrigation to the 10 lakh acres of fallow and uncultivable land belonging to the 6 lakh SC/ST farmers of the state. This will act as a welfare measure in terms of enhancing the productivity of the lands thus maximizing their incomes.
Rajiv Gruha Kalpa:
For low-income urban population, government has launched an innovative housing scheme, Rajiv Gruha Kalpa, with civil infrastructure and free land being provided by government. The government will provide Rs.30,000 towards the cost of land development charges. The beneficiaries should contribute 10 per cent of the remaining Rs.70,000. The rest of the amount would be arranged in the form of loans from banks.
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Andhra Pradesh has taken giant leaps forward in the field of economic development. The State’s growing stature has an IT hub has lead to sky-rocketing property prices. Due to this, the middle class population in the State is finding it increasingly difficult to acquire houses and apartments.
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The affluent class has the resources to obtain and build residential property, and the Government is providing housing facilities for the poor in the State. But, the middle class often feel unattended. To address this problem, the Government is launching a housing programme called “Rajiv Swagruha”. This programme will enable middle class families to own houses in urban areas. The housing scheme will have Integrated Townships in approved layouts. The townships would encompass best infrastructure facilities, with high quality construction.
RAJIV SWAGRUHA
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PREAMBLE
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There are several housing schemes for the urban poor. Land cost in the urban areas has been increased manifold. The poor are benefited from the existing housing schemes which are highly subsidized and the rich face no problems in getting houses of their choice , the moderate income group only has been relegated to the back position of not being able to afford a decent house / flat with minimum facilities and basic infrastructure.
There was no housing scheme of the Government for this section of the people. The private builders were charging abnormal prices and supply was limited which was again artificially increasing the cost. Due to this steep rise in real estate, the moderate income group was unable to buy a flat of their own. And very few who could buy a flat somehow, were shocked when they realized that they have been cheated by the private builder who constructed the flat flouting/violating building byelaws and rules of the municipal corporation. The High Court of A.P. passed a historical judgment asking the present occupant/owner of these buildings to pay penalty charges in order to get their building regularized (BPS). The builders who constructed have vanished by them, since they were ‘fly - by - night operators’. There was no one to balance this anomaly or stop the cheating of citizens.
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RAJIV SWAGRUHA SCHEME:
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In this back ground, with the objective of “every person having no house of his or her own must own an affordable house” the Government of Andhra Pradesh embarked upon a unique and ‘affordable housing’ scheme called “Rajiv Swagruha” for moderate income groups in the urban area of the State in the year 2007 ... [more]
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ANDHRA PRADESH RAJIV SWAGRUHA CORPORATION LIMITED
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To implement the project, the State Government incorporated a ‘special purpose vehicle’ in the August 2007. The Corporation is working under company’s act 1956; it is working on no profit - no loss basis. There is no budgetary support from the Government. The Corporation is taking programme loan/bridge funding/project finances from banks and financing institutions against the land for initial period. The Corporation has sufficient and talented workforce to execute the project. The construction is being entrusted to “Agencies” on merit through e-procurement platform on contractual terms and conditions.
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WHO ARE ELIGIBLE APPLICANTS
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The applicant should be in the income bracket of Rs. 6000/- p.m. to Rs. 50,000/- pm ... [more]
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DEMAND ASSESSMENT & TREND ANALYSIS
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A demand survey was conducted from 25th March ’07 to 22nd April’07. 1, 76,067 applications from 127 Municipalities have been received. There was a conscious decision to take construction in places where more than 100 applications were received. Hence 1,74,748 applications in 98 Municipalities were qualified for the construction. ... [more]
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SCHEME COST AND PHASES
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The total demand of 176076 No. of units requires construction of 139.17 million Sft. with the cost of Rs. 22,000 crores. Since construction will take minimum 24 months to 36 months, depending upon the nature and size of the plan and the pattern of construction, the scheme implementation has been phased out as follows:
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SELF FINANCE PATTERN AND SCHEDULE
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The old applicant (those who registered in 2007 during demand survey) has to pay 25% of cost of the house/flat initially with in three months and 75% of the cost in four stages may be bank loan if the applicant requests and desires so, APRSCL will act as facilitator for availing the bank loan. ... [more]
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Indiramma (housing scheme)
Indiramma or Integrated Novel Development In Rural Areas and Model Municipal Areas (INDIRAMMA) is a mass housingscheme introduced by the Government of Andhra Pradesh. It covers people living in rural areas in the state of Andhra Pradesh.
The scheme provides funds to the people below poverty line. The government support in 2013 stands at
- open category (upper castes) and Backward Classes from Rs 45,000 to Rs 70,000 in rural areas and from Rs 55,000 to Rs 80,000 in urban areas
- SC/ST it is Rs 1.2 lakh in Urban and rural areas.
This new model of development is named as "INDIRAMMA" (Integrated Novel Development in Aural Areas & Model Municipal Areas) to fulfill the dreams of our former Prime Minister, Smt, Indira Gandhi.
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| The objective of this programme is to saturate the basic needs in respect of the identified activities in all the Villages and Towns over a period of Three years. Such development model will ensure overall development of the Villages/Towns in a transparent manner covering additional areas every year. This process will remove the uncertainty and skepticism in certain quarters with regard to coverage of all eligible beneficiaries and the infrastructure needs since all the villages/towns are covered over a period of three years. |
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| The primary aim of this programme is to provide in every village pucca houses, drinking water supply, individual sanitary latrines, drainage, power supply to every household, Road facilities for transport, pensions to eligible old age persons, weavers, widows and the disabled, primary education to all, special nutrition to adolescent girls/pregnant and lactating women and better health facilities in all the villages over a period of three years in a saturation mode, This shall improve the living standards of the people significantly. |
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| This programme will be taken up in all the mandals simultaneously. Taking up Gram Panchayats covering one third of the population in the manadal every year, all the Gram Panchayats will be covered over a period of three years. 8026 Gram Panchayats have been selected for the first phase of the programme starting on 1st April 2006 and the remaining Gram Panchayats will be covered during subsequent two years. Government is ready to launch the programme from 1st April 2006 and Gram Sabhas will be held in the selected Gram Panchayats from 6th February 2006 to give details of the specific activities to be taken up in the village under the programme.Identified ActivitiesHousing For allRoadsSanitation - Individual Sanitary Latrines (ISLs)Drinking WaterElectricity to every householdPrimary EducationIntegrated Child Development schemeHealth for allINDIRAMMA is a new approach devised by the Andhra Pradesh State Government to ensure integrated and focused development of the villages and towns In a saturation mode to ensure better living standards for our people. Every one of us should make this programme successful by participating in a meaningful manner Be a partner in this endeavor of making every village and town as a model and ultimately our State as a model State in the coming three years. |
Eligibility Criteria
- Beneficiary living in kutcha houses as a single family.
- Beneficiary living in kutcha houses as a member of joint family.
- Beneficiary living as a single family in fully dilapidated Semi-Permanent House
constructed with government assistance before 1993-94.
- Beneficiary living as a member of joint family in fully dilapidated Semi-
Permanent House constructed with government assistance before 1993-94.
- Beneficiary living as a single family in fully dilapidated, own Semi-Permanent
House constructed without any government assistance.
- Beneficiary living as a member of joint family in fully dilapidated,
own Semi-Permanent House constructed without any government assistance.
- BPL Families living in rented accommodation in urban areas.
- Beneficiary living as a member of joint family in Rural Permanent Housing or
Urban Permanent Housing Colonies constructed with government assistance
during the earlier years.
URBAN PERMANENT HOUSING G++ PATTERN
1.RAJIV GRUHA KALPA (RGK)
Financing Pattern
Sl.No
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Description
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Amount
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1
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Unit Cost
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75,000 to 1,05,000
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2
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Individual Bank Loan
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67,500 to 90,000
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3
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Beneficiary Contribution
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7,500 to 15,000
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Eligibility
a) The beneficiary shall have 5 years of proven residence in the concerned Municipal Corporation/ Municipality and should enclose public documentary proof.
b) The annual income of the beneficiary shall not exceed Rs.36,000/- per annum and should at least be Rs.24,000/- per annum for loan eligibility and self certification would suffice at the time of applying.
c) He/She must have not benefited under any other Housing Scheme
d) He/ She must have repayment capacity of loan in stipulated time period.Loan Repayment
a) Repayment period
b) Rate of Interest (as decided by Banker and as per the loan amount sanctioned by the
c) No.of Installment banks to the individual)
d) Installment Amount
Mode of Construction
a) The gross plinth area of the house shall be up to 250 sq.ft including
the common areas.
b) Multi storied constructions of G+3 pattern is to be followed.
Scheme Sanctioning Authority
Please contact the District Collector / Executive Director or Municipal Commissioner District Manager A.P.State Housing CorporationLimited of the District concerned so further details.
| 2.WHP(CENTRALY SPONSORED) |
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Financing Pattern
Sl.No
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Description
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Amount
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1
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Unit Cost
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45,000
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2
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GOI Loan
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14,000
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3
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GOAP Subsidy
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5,000
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4
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GOAP Subsidy
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20,000
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5
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Beneficiary Contribution
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6,000
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Eligibility
a)The weavers should be identified by the Asst.Director (H&T) and certified that he/She is having a loom and engaged on weaving profession and is not a beneficiary under any housing programme previously.
b) He/She must be below poverty line.
c) Annual Income shall not be more than Rs.20,000/-
d) He/She must have not benefited under any other Housing Scheme
e) He/ She should possess title over land proposed for construction of house.
f) He/ She must have repayment capacity of loan in stipulated time period.Loan Repayment
Sl.No
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Description
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Details
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1
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Repayment period
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10 years
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2
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Rate of Interest
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11%
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3
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No.of Installment
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120
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4
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Installment Amount
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Rs.182 Per Month
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Mode of Construction
He/She shall construct house not less than 30 sq mts as per the approved type design on “Self Help and Mutual Help” concept without involving any contractors / middlemen as per following plan.
Scheme Sanctioning Authority
Eligible beneficiaries will be selected by Hand Looms Textiles Department and technical know- how will be provided by APSHCL.
Please contact the District Collector / Executive Director or Asst.Director of Handlooms & Textiles or District Manager A.P.State Housing Corporation Limited of the District concerned so further details.
| 3.VALIMIKI AMBEDKAR AWAAS JOYANA (VAMBAY) |
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Financing Pattern
Sl.No
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Mega Cities (Rs)
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Meto Cities (Rs)
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O.M (Rs)
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1
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60,000
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50,000
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40,000
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2
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24,000
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20,000
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16,000
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3
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30,000
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25,000
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20,000
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4
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6,000
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5000
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4,000
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Eligibility
a) The beneficiary shall have 5 years of proven residence in the concerned Municipal Corporation/ Municipality and should enclose public documentary proof.
b) The annual income of the beneficiary shall not exceed Rs.36,000/- per annum and should at least be Rs.24,000/- per annum for loan eligibility and self certification would suffice at the time of applying.
c) He/She must have not benefited under any other Housing Scheme
d) He/ She must have repayment capacity of loan in stipulated time period.Loan Repayment
a) Repayment period
b) Rate of Interest (as decided by Banker based on the loan amount sanctioned to
c) No.of Installment individual)
d) Installment Amount
Mode of Construction
He/She shall construct house not less than 20 sq meters as per the approved type design. The construction work in multi-storied houses is being carried on contract basis. In case of individual a houses it is on self-help and mutual help basis.
Scheme Sanctioning Authority
Please contact the District Collector / Executive Director or Municipal Commissioner District Manager A.P.State Housing CorporationLimited of the District concerned so further details.
| 4.JAWAHARLAL NEHRU NATIONAL URBAN RENEWAL |
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Financing Pattern
Sl.No
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Description
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%
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1
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Unit Cost
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As per estimate of estimated cost
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2
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GOI Subsidy
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50%
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3
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State share
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20%
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4
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ULB share / Bank Loan /
Beneficiary Contribution
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30%
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Eligibility
a) The beneficiary shall have 5 years of proven residence in the concerned Municipal Corporation/ Municipality and should enclose public documentary proof.
b) The annual income of the beneficiary shall not exceed Rs.36,000/- per annum and should at least be Rs.24,000/- per annum for loan eligibility and self certification would suffice at the time of applying.
c) He/She must have not benefited under any other Housing Scheme
d) He/ She must have repayment capacity of loan in stipulated time period.Loan Repayment
a) Repayment period
b) Rate of Interest (as decided by Banker)
c) No.of Installment
d) Installment Amount
Mode of Construction
The construction of houses will be in multi-storied and through contract . The minimum required carpet area of the DU shall be 25.00 Sq. Mts.
Scheme Sanctioning Authority
Please contact the District Collector / Executive Director or Municipal Commissioner District Manager A.P.State Housing CorporationLimited of the District concerned so further details.
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RURAL & URBAN PERMANENT HOUSING
| INDIRA AWAAS YOJANA (IAY) |
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Financing Pattern
S.No
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GOI Subsidy
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Govt. Subsidy
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Total
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1
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Plain Area
(14 districts)
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Rs. 33,750
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Rs. 11,250
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Rs. 45,000
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2
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IAP districts / Difficult areas
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Rs. 36,375
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Rs. 12,125
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Rs. 48,500
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* Difficult Area: Srikakulam, Vizianagaram, Visakhapatnam, East Godavari, Karimnagar, Warangal, Khammam & Adilabad.
Priority Categories
Free Bonded Labours, Ex- Servicemen, Physically
Mentally/Challenged. People effected from natural calamities
Eligibilitya) He/She must be below poverty line.
b) Annual Income shall not be more than Rs.20,000/-
c) He/She must have not benefited under any other Housing Scheme
d) He/ She should possess title over land proposed for construction of house.
Mode of Construction
He/She shall construct house with plinth area of not less than 20Sq meters on “Self Help and Mutual Help” concept without involving any contractors / middlemen . Construction of Sanitary Latrine and Smokeless Chullas are monetary.
Scheme Sanctioning Authority
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